Parents of a child with special needs know that when it comes to their day-to-day activities, nothing comes easy. Caring for a child with a disability can add complexity to even the most simplistic everyday tasks that are often taken for granted. Tasks such as feeding, grooming, toileting and bedtime routines can be extremely challenging and time consuming. Late nights and early mornings are typical. If your child suffers from a potentially lifelong disability, that means not only do they need help today, but they will potentially need ongoing assistance with these activities for life. Parents like to think that they will be able to help their children forever, but in reality that’s just not the case.
How Prepared Are You? How Far Will Your Savings Take You?
I first got into the financial services industry because I knew I wanted to help people plan and prepare for retirement. I have learned along the way that it isn’t just about how much you need to accumulate – a lot of planning needs to be done to make sure it lasts.
So you’ve decided to jump into the real estate market and buy a home. Congratulations! Real estate can be a great investment. Here are 10 tips I picked up on my own journey to home ownership.
I put it off. Thought about it. Put it off some more. Entered and won a free lunch and financial planning session that left me with little desire to follow-up. But hey, thanks for the burrito! Fast forward nine years, a marriage, two jobs and one relocation later and I, now we, still had a need: a financial planner. And then having a child changed everything, including our responsibility to plan ahead and think beyond ourselves.
I am a former financial advisor. The company I worked for is not important (rhymes with “barbarian excess”), but the life and money lessons I learned from that experience proved to be very valuable.