Before you say “I do,” say “Let’s talk.” Talking early and often about finances is an important part of building a strong foundation for your marriage.
You work hard. So, make it easy on yourself to save. Work, bills, balancing family and friends: you probably have a lot going on. So, start small. The important thing is to just get into the habit of saving now.
Who do you know that isn’t trying to lose weight, exercise more, or reduce their stress level?
What does financial fitness have to do with physical fitness you may ask? Last year, I picked up a recreational hobby that provides tremendous fun and enjoyment, but I knew it also introduced a certain amount of risk into my life. As a result, I made a deal with myself that this would be the catalyst for the much-needed task of getting my affairs in order. I knew how important it was to do, but it was also something I had been putting off for a long time. Sound familiar?
At age 22, I had just graduated from college and was about to embark on my grown-up life. I had a grand plan for how my future would unfold, and I thought I had everything figured out. It’s one of those age old mistakes that young people make—we head out into the world armed with the knowledge that we have, completely oblivious to all that we don’t know and all that we will learn, earn and experience along the way. If there is one lesson that rings true and always bears repeating it is that wealth is attainable, especially to those who start saving early and have the benefit of time on their side.
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