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  • Home
  • SERVICES
    • Individuals and Families >
      • Overview
      • life insurance
      • Living Benefits
      • Annuities
    • Executives & Business Owners >
      • Kai-Zen >
        • What is Kai-Zen?
        • Individual Benefits
        • Company Benefits
        • Americans' Greatest Financial Fears
        • Understand Your Stategy
        • Kai-Zen vs. Self-Funding
      • Tri-Zen >
        • What is Tri-Zen?
        • Individual Benefits
        • Company Benefits
        • Tri-Zen Applications
        • Tri-Zen As An Asset
        • Common Problems Companies Face
        • Comparison of Kai-Zen and Tri-Zen
  • Endorsements
  • Contact Us
  • Get a Quote
  • Career Opportunity
  • Events
  • Blog
  • Agent Resources
    • English
    • Spanish

CALCULATE YOUR NEEDS​

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When purchasing life insurance, the question really isn’t how much you need, but how much capital your family will need at the time of your death, which depends on two variables:
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1) How much will be needed at death to meet immediate obligations? 
This amount takes into account all final expenses: uncovered medical bills, funeral and estate-settling costs, outstanding debts, mortgage balance and college costs to name a few.

2) How much future income is needed to sustain the household? 
This is the number you’ll arrive at after calculating the “present value” of cash-flow streams your family will need after your death.

Please be sure to enter a value in all fields to process the analysis. If a field is not used, please enter 0.

Note: only numeric values will be accepted. Do not use special characters such as $ or commas.

Get a No-Hassle Term Life Insurance Quote

Questions of special circumstances? Contact Us.
SMART LIVING FINANCIAL
Customer Service
702-570-2677
info@smartlivingfinancial.com

8668 Spring Mountain Rd, Suite 101
Las Vegas, NV 89117
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