SMART LIVING FINANCIAL

  • Home
  • SERVICES
    • Individuals and Families >
      • Overview
      • life insurance
      • Living Benefits
      • Annuities
    • Executives & Business Owners >
      • Kai-Zen >
        • What is Kai-Zen?
        • Individual Benefits
        • Company Benefits
        • Americans' Greatest Financial Fears
        • Understand Your Stategy
        • Kai-Zen vs. Self-Funding
      • Tri-Zen >
        • What is Tri-Zen?
        • Individual Benefits
        • Company Benefits
        • Tri-Zen Applications
        • Tri-Zen As An Asset
        • Common Problems Companies Face
        • Comparison of Kai-Zen and Tri-Zen
  • Endorsements
  • Contact Us
  • Get a Quote
  • Career Opportunity
  • Events
  • Blog
  • Agent Resources
    • English
    • Spanish
  • Home
  • SERVICES
    • Individuals and Families >
      • Overview
      • life insurance
      • Living Benefits
      • Annuities
    • Executives & Business Owners >
      • Kai-Zen >
        • What is Kai-Zen?
        • Individual Benefits
        • Company Benefits
        • Americans' Greatest Financial Fears
        • Understand Your Stategy
        • Kai-Zen vs. Self-Funding
      • Tri-Zen >
        • What is Tri-Zen?
        • Individual Benefits
        • Company Benefits
        • Tri-Zen Applications
        • Tri-Zen As An Asset
        • Common Problems Companies Face
        • Comparison of Kai-Zen and Tri-Zen
  • Endorsements
  • Contact Us
  • Get a Quote
  • Career Opportunity
  • Events
  • Blog
  • Agent Resources
    • English
    • Spanish

SMART LIVING FINANCIAL


​​LIFE INSURANCE AS A FINANCIAL 
ENGINE


We specialize in using Indexed Universal Life Insurance as a Financial Engine through Smart Cash Accumulation Plans and Smart Protections
with Living Benefits for:

  • Supplemental Retirement Income
  • Income Protection
  • Executive Bonuses
  • Buy/Sell
  • Key Man
  • Partner Buyout
  • Succession Planning
  • Highly Compensated Employee Incentives

Our Special Plan Designs, and our Premium Financing 3 to 1, Kai-Zen, Tri-Zen, is what sets us apart. To learn more contact us.
HIGHLIGHTS
​

•  Indexed Universal Life insurance, also known as Cash Value insurance, is the most flexible type of insurance

​•  We combine Indexed Life Insurance with Premium Financing to enhance your benefits

•  
 Term Life Insurance is the most affordable type of insurance

Types of Insurance

Indexed Life 
IUL Insurance is the most flexible type of insurance. It’s also known as 
Cash Value Insurance thanks to its Cash Value Accumulation Benefits:


  • Cash Value Accumulation is based on Market Index
  • No risk of losses due to market declines
  • Cash growth is tax deferred
  • Ability to access cash value tax free
  • Leverage 3 to 1 with Kai-Zen to enhance benefits

​IUL insurance also has Living Benefits that provide cash in the event of:

  • Critical illness  (Cancer, Heart Attack, Stroke, etc.)
  • Critical injury  (Coma, Brain Injury, Paralysis, Burns)
  • Chronic illness (assistance with daily living, bathing, eating, dressing, transferring, etc.
  • Terminal illness  (illness where death is expected within 12-24 months
TERM LIFE
Term insurance is the most affordable type of insurance. It’s great for Income Protection, Mortgage Protection, etc. Term insurance also has Living Benefits that provide Cash in the event of:

  • Critical illness  (Cancer, Heart Attack, Stroke, etc.)
  • Critical injury  (Coma, Brain Injury, Paralysis, Burns)
  • Chronic illness (assistance with daily living, bathing, eating, dressing, transferring, etc.
  • Terminal illness  (illness where death is expected within 12-24 months​
ANNUITIES
How do fixed index annuities work?

​Fixed index annuities provide the guarantees of fixed annuities, combined with the opportunity to earn interest based on changes in an external market index. But because you're not actually participating in the market, the money in your annuity (your "principal") is not at risk.

Fixed index annuities can offer:
  • Principal protection from market downturns
  • Tax-deferred growth potential
  • One or more index allocation options
  • A choice of crediting methods
  • Income options, including income for life
  • Death benefit options

Protect  What  Matters  Most

REQUEST YOUR OWN PLAN
SMART LIVING FINANCIAL
Customer Service
702-745-6886
info@SmartLivingFinancial.com

8668 Spring Mountain Rd, Suite 101
Las Vegas, NV 89117
Picture
Picture
Picture
Picture
Picture
WeChat
Privacy Policy
Copyright©2020.  Smart Living Financial.  All rights reserved.